If you seriously want to change your financial habits, being aware of where your money is going is critical. Tracking your spending is an essential tool for accountability and change.
I have always been a pen and paper kind of gal, so having an expense tracker that lets me track not only the cash I'm spending from my cash envelopes but also my checking account, assures me that I am keeping track of EVERY dollar.
Comes with 12 total pages - an expense tracker for every month!
By using the TBM Monthly Expense Tracker, you can accomplish the following:
- Know EXACTLY where your money is going.
- Keep a running total of your primary checking account, so you always know your current balance.
- Identify problem areas for your spending habits.
- Get the detailed information you need to make necessary changes to your budget by using accurate, realistic data.
Tracking your expenses may seem like a lot of work in the beginning, but it's worth it!